Lunch counter Conveniences as well as Your Labor force
https://elliotqonk276.wordpress.com/2019/06/13/pay-roll-products-and-services-giving-your-business-the-edge/
Workers spend for non-reimbursed costs from these accounts. Sadly, flexible-spending accounts are "use-it-or-lose-it" accounts; suggesting that any funds leftover at the end of the year can't be " surrendered,"